裕 means abundance, affluence and is a JLPT N1 kanji. It has 12 strokes and uses the cloth (side form) radical (衤).
Stroke order · 12 strokes
On'yomi (音読み)
ユウ
Kun'yomi (訓読み)
—
Radical
衤 · cloth (side form)
Strokes
12
How to remember 裕
A valley (谷) of space overflowing in the house of cloth (衤) — affluence. 余裕!! is that "margin" of time, money, or mind; 余裕がない means no room to breathe.